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Fee-free deals are available over three-years starting at 4.79percent for purchase (also at 60percent LTV) or 4.69percent for remortgage. Today’s rate cut brings TSB’s deals back in line with other leading offers, although its prices remain above the very keenest rates available. Experts now predict the Bank Rate will be cut before the end of the summer. NatWest already increased rates for new borrowers in April and hiked the cost of product transfer deals on 8 May. The rate increases affect deals for new customers as well as rates on product transfer deals .

January: More Big Names Cut Rates

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